Barbara O'Neill Bio

Barbara O'Neill, Ph.D, CFP®, CRPC®, AFC, CHC, CFEd, CFCS, CPFFE, holds the rank of Distinguished Professor in the School of Environmental and Biological Sciences at Rutgers University (New Brunswick, NJ) and is Rutgers Cooperative Extension's Specialist in Financial Resource Management. Employed by Rutgers since 1978, she has provided national leadership for the Cooperative Extension programs Investing For Your Future and Small Steps to Health and Wealth™ for over a decade. She is also a member and 2016 Chair of the eXtension Financial Security for All Community of Practice, a multi-state team of Cooperative Extension family economics professionals. Part of her work time is bought out to provide personal finance training for military family service professionals (for the eXtension Military Families Learning Network) and for New Jersey financial educators as part of a state Department of Education contract.

Dr. O'Neill has written over 1,700 consumer newspaper articles and over 160 articles for academic journals and conference proceedings. She is also the author of two trade books, Saving On a Shoestring and Investing On A Shoestring, and co-author of Money Talk: A Financial Guide for Women. She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). She also holds the CFCS (certified in family and consumer sciences) and CPFEE (certified personal and family finance educator) credentials from the American Association of Family & Consumer Sciences (AAFCS).

Dr. O'Neill received her Ph.D. in family financial management from Virginia Tech, a master's degree in consumer economics from Cornell University, and a bachelor's degree in home economics education from the State University of New York (SUNY) at Oneonta. She has received over three dozen awards for personal or program excellence, including a 2016 AAFCS Distinguished Service Award, and over $1 million in grants and contract funding to support her financial education programs and research. In 2003, she served as president of the Association for Financial Counseling and Planning Education (AFCPE).

From 1996-2000, Dr. O'Neill directed the five-year MONEY 2000™ Cooperative Extension savings and debt reduction campaign in the 1990s that resulted in over $20 million of documented economic impact nationwide. In addition, she has delivered almost 300 national/regional conference presentations throughout her career and over 70 webinars for eXtension, AAFCS, and other professional organizations. In addition to being an AAFCS board member from 2016-2019, she serves as Academic Editor of the Financial Planning Association's Journal of Financial Planning. Dr. O'Neill is an avid Twitter user and tweets personal finance information and research findings using the handle @moneytalk1.